When I was younger, I was pretty careless and ended up paying the price for it. I received numerous speeding tickets and was also involved in a few accidents that were my fault. Because of this, my car insurance rates skyrocketed. That was exactly what I needed to mature me quickly as far as my driving was concerned. I did not want to risk losing my license altogether. I thought that my insurance rates would come down quickly, but I discovered in time that it takes years to bring premiums down because of reckless behavior.
Once it did come down, I did everything in my power to make sure I never had to pay high premiums again. I have not been in any type of accident in over ten years, and the only ticket I have received is a parking ticket because my meter expired once. Even with being a safe driver for so long, I noticed that my premiums were creeping back up. When I talked to my insurance agent about this, he told me that it was because of the economy. While I can appreciate prices do have to rise with time, it seemed like mine were rising too fast.
I wanted to find out what other companies would charge me for the same amount of coverage. I went online and was able to find a website that would compare multiple auto insurance companies for me. What I really appreciated was that these companies were well known ones so I knew I would feel comfortable giving any one of them my business if they were able to save me money. What I discovered really surprised me, because every single one of them was cheaper. I had no idea that my insurance company had been overcharging me even with a good driving record, and I switched over that same day to another company. Continue Reading